Heating boiler care pitfalls

Getting your gas boiler repaired after a gas fired boiler breakdown can be expensive. If you cant get somebody out to fix it straightaway, you could be without hot water and heating for a long time. For peace of mind many people seek to protect themselves in an emergency by taking out gas boiler or central heating failure cover.

Before you buy central heating boiler cover there are a number of components to check. With all policies for a regular fee your provider will send round a plumber to try and fix your central heating system when it breaks down. Most gas boiler insurance suppliers aim to do this within 24 hours of your call, this is a best endeavours target, this response time will only be guaranteed if you pay a premium on your policy. Often priority is also given to elderly individuals or families with young children.

Your central heating cover plan can often be expanded to cover other services in your home such as the plumbing, drains and home electrical wiring. In general the more insurance you have, the more expensive your monthly fees.

Choosing the appropriate gas boiler care cover for you will depend on your circumstances. If your central heating system only heats water you will not need any other characteristics. If you have aging drains you could want to include drains cover.

Often a gas fired boiler care plan will incorporate provision of an annual central heating system service. Safety dictates that you should have an annual boiler serviced every year. Boilers which are not serviced can produce poisonous carbon monoxide gas and hence it is essential that you have a 12 month boiler service.

Regular servicing can reduce the life-time cost of your central heating boiler and will certainly ensure that it operates safely. Regular central heating servicing is sometimes a condition of some central heating system care contracts.

There are some restrictions which you should look out for:

One hour parts and labour is all that is offered in some circumstances. Some breakdowns will cost considerably more than this and you will have to pay the difference.

If your gas boiler is ageing you might find that it is not covered. You need to check this in advance.

Often terms and conditions change over the course of a year and you need to survey these before you renew your insurance. If you have a large number of breakdowns or your heating boiler is older than a certain age you might find that your plan no longer covers these.

Although you could change central heating cover suppliers, your best option could be to select one that's as no restriction on the renewal gas boiler age. The failures are more common with an older heating boiler and hence your need for a gas fired boiler insurance plan will increase at this time.

Some boiler insurance plans only permits attendance at two failures per year. If you can select a boiler cover plan with limitless call outs.

You can reduce your monthly fee by selecting a policy that contains a callout charge. If you do not have any breakdowns or have a younger heating boiler this could be a good option for you.